The free 2027 guide for UK investors: what to pay, what is taxed, and what you get when you sell. Read it before you speak to any dealer.What to pay, what is taxed, and what you get when you sell.
Opens on screen straight away, and we email you a copy. One call from our team to talk it through. No pressure, no obligation.
Monthly average price in pounds. Past performance is not a guide to future returns. Sources: World Bank Commodity Markets, Federal Reserve H.10.
The UK Gold Investor’s Guide2027 edition · 14 pages · opens on screenMonthly average price in pounds. Past performance is not a guide to future returns. Sources: World Bank Commodity Markets, Federal Reserve H.10.
Type an amount and see it in gold at this minute's price. That is the gold itself. What you pay on top of it is where buyers win or lose, and the guide covers it.
Recalculated every 10 seconds from the live spot price. Dealers charge a premium on top, and it differs by coin. The guide shows what a fair one looks like.
It depends what you want it to do. Anyone who shows you only one side of this coin is selling something, so here are both.
So how much gold, if any, belongs in your plans? Chapter 1 of the guide works through it next to your cash, pension and property.
Get the GuidePrice fall: monthly average sterling gold price, September 2011 to November 2015 (World Bank Commodity Markets, Federal Reserve H.10). Past performance is not a guide to future returns. General information, not financial advice.
One for each chapter of the guide.
Most people either hold none or decide on a figure by feel. There is a simple way to size it against your cash, pension and property.
Some coins are tax-free. Some bars are too, and one popular coin never is. Most dealers just say CGT-free and leave it there.
One is small enough to sell part of your holding at a time. The other is a full ounce. They are not priced the same per gram.
Two coins with the same amount of gold in them can cost very different amounts per gram. Most buyers never see the difference set out.
A home safe, a bank box or a vault. Each has a yearly cost, and there is one question to put to your home insurer before you choose.
The price you are offered depends on three things most buyers never ask about until the day they sell.
The Britannia turns 40. Anniversary issues are not always priced like ordinary bullion, which is worth knowing before you pay extra for a date.
Neither carries VAT. The difference comes when you sell. Move the slider to see one example in pounds.
Each sold for £15,000 or more, for example 250g and 1kg bars
£20,000 gain, less the £3,000 annual allowance, taxed at 24%.
Sovereigns dated 1837 or later, and all Britannias
UK legal tender, so for UK residents the whole gain is outside Capital Gains Tax, whatever its size.
It is not this simple for every bar or coin. Small bars, mid-sized bars and foreign coins such as Krugerrands each follow a different rule. The guide sets them out on one page.
Get the GuideExample only. Assumes no other gains this tax year. Basic rate applies only to the part of the gain that fits inside your basic rate band; the rest is taxed at 24%. Rates and allowance for gains from 6 April 2026 (gov.uk). Sources: HMRC Capital Gains Manual CG76573 and CG78305; HMRC VAT Notice 701/21. Tax depends on your circumstances and can change. This is general information, not tax advice.
Yes. It opens on screen as soon as you ask for it, and we email you a copy with the PDF. There is nothing to pay and no card details.
Yes, once. One of our team calls to check the guide arrived and to answer any questions. No pressure. If you would rather not hear from us again, say so and that is the end of it.
No. Buying physical gold coins and bars is not a regulated activity in the UK. That is why the guide includes a one-page checklist for comparing any dealer, including us.
No. The guide is general information so you can decide for yourself. For advice on your own position, speak to a regulated financial adviser.
Yes. The chapters on premiums, tax on bars against coins, and selling are written for people who already hold gold as much as for first-time buyers.
